How to Write a Goodwill Deletion Letter

If your Credit Repair client is currently up to date on their payments and paying down their debt consistently, but an old late payment is attached to the account, don't worry! There's a way to remove the negative item and boost their Credit Scores!

It's called a Goodwill Deletion Letter, and you can write them to creditors on behalf of your clients.

Read on to learn:

When to use Goodwill Deletion Letters
Three urgent reasons to write Goodwill Deletion Letters
What to include in Goodwill Deletion Letters

When to use Goodwill Deletion Letter

When a Credit Repair client is up to date on their payments and paying down their debt consistently, but an old late payment is attached to the account, a Goodwill Deletion Letter can be written to the creditor requesting the removal of the late payments.

They're most effective at removing one or two missed payments from an account
Clients should have a good recent payment history with the creditor
Letters are sent directly to the creditor (i.e. Cable companies, Utility companies, etc.), not the Bureaus

What to include in Goodwill Deletion Letters

Your Client's Information: This letter (like all the Dispute Letters) is coming from your client and should reflect their information, not yours (the credit repair company)
The length of the relationship between the customer and the creditor
The request for a Goodwill Deletion for reporting to the Bureaus
The length of consistent, improved, on-time payment history
Specific, personal reason(s) for late payment (why the late payment was an anomaly)
A sincere request to remove the late payments in consideration of all of the above

How to Write a Goodwill Deletion Letter

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Goodwill Deletion Letter

When to use Goodwill Deletion Letter

Three urgent reasons to write Goodwill Deletion Letters for clients

They often result in the item being removed quickly

Every negative item removed from the report results in a higher Credit Score

Clients who get items deleted are more likely to continue in your credit repair program

What to include in Goodwill Deletion Letters