Start earning dependable revenue by accepting credit card payments from your credit repair clients using your merchant account.

•  PayPal, Stripe, and other common gateways cannot be used to receive credit repair payments or ACH Transfers for credit repair
•  You’ll need a merchant account for credit repair and a gateway to accept credit and debit card payments even if you use our CRC Billing
•  Learn what your options are and how to start accepting credit card payments below!

Request Merchant Account

There are many reputable merchant account providers. We recommend Coastal Pay to set up a merchant account for your credit repair businesses. 

Request a quote from Coastal Pay by clicking the button below.

Request Merchant Account

Merchant Account for Credit Repair - FAQs:

Why is it so difficult to get a merchant account for Credit Repair Business?

All merchant account providers consider a credit repair business to be high risk for credit card processing. If you want to accept credit card payments from your clients for "credit repair services" you must have a merchant account for credit repair from a merchant account provider who specializes in these types of accounts.

Why can't I just use my PayPal or other common Gateways to charge my credit repair clients?

PayPal, Stripe and other common gateways cannot be used to charge clients for Credit Repair Services. Credit Repair Services are a violation of their Terms of Use Policy. Their auditors will quickly discover you are violating your agreement and they will ban you.

Who is the best provider of merchant accounts for credit repair services?

Our recommended merchant account provider has extensive experience in approving credit repair businesses. They specialize in businesses just like yours. They are most likely to approve your account because this is their niche market. Their rates are fair and the process is easy. Fill out the form by clicking the REQUEST MERCHANT ACCOUNT button. The onboarding process with the merchant account provider will take between 3 to 5 business days (after paperwork submittal).

Request Merchant Account

Want to learn more about getting paid at Credit Repair? Get our free guide!

You, and not CRC, will have sole responsibility to review your marketing and collection efforts relating to the services you provide. Also, you, and not CRC, must confirm that your marketing and receipt of fees are compliant with applicable state and federal laws.

If you solicit from or service customers outside of the state where you reside, you must comply with the Telemarketing Sales Rule (“TSR”). For more information, regarding the TSR you can visit the FTC’s website: https://www.ftc.gov/business-guidance/resources/complying-telemarketing-sales-rule. CRC’s statements are not legal advice. You should seek legal advice to ensure compliance.

Credit Repair Cloud requires that all customers comply with the TSR and any other applicable laws and regulations to continue using its software.