As a #CreditHero, knowing secret deletion hacks can mean that your client’s…
🔥Will be WOWed by their results…
⭐Give you a FIVE STAR review…
📣 And tell all their friends about YOUR business…
So you can change even MORE lives!
Today, I’m sharing a little-known secret deletion hack that most folks don’t do, but it could make a HUGE impact on their credit scores if they would!
Are you ready for this hack?
Ok, let’s get into this….
Did you know that when you sit down at a bank, a dealership, or a credit union and the loan officer or lender types in your personal information into the application - that information is placed directly on your credit report?
Yep, that’s where it comes from. Your name, address, social, date of birth, and employment information are added to your report EXACTLY how they typed it.
This means that if the person typing it in spells your name wrong, or puts in the wrong date of birth or anything else it becomes part of your permanent credit file.
Here’s why this is important.
These errors can cause you to be denied the next time you apply for credit because if the information you give them doesn’t match what’s on file, it’s a red flag.
Consider this from the lender’s perspective. If you were lending money to strangers and the information of their application didn’t match the info on their credit report, that could be a sign of deception.
But that’s not all.
Not only can it stop you from getting approved for credit, but there's a possibility that it can cost you a job you apply for.
Employers regularly pull credit reports for security clearance or to fully vet their new hires.
This makes it that much more important to ensure the personal information on your credit report is correct because if it doesn't match the employment application, some employers may take that as a red flag and go a different direction.
In addition to making sure all the personal information is correct, there is a secret reason to remove everything except the exact and current information.
Wanna know the secret?
Okay, listen up because this could make a huge difference in the results you’re able to get.
Here it is -
Negative accounts may be tied to specific pieces of personal information.
For example, you may have a collection account tied to a misspelled name. Or an old address or alias tied to a charge-off you want to get rid of.
This means that by removing everything except ONE name, ONE current address, ONE correct date of birth, one accurate social, and up-to-date employers - you can get instant deletions and super easy results without ever having to dispute each one of those items.
So here’s how you do it:
When you send out your first cycle of letters, list all of the discrepancies on your round one letter and go after those first. It will make your job easier and you'll be more efficient because that personal information tied to the negative accounts will no longer exist.
Fast. Easy. Results!
Now, if you don’t know what letter to send, I am going to give you the 5 Dispute Letter Templates Every Credit Hero Needs, and you can have these completely free.
These templates include:
- The Round 1 Letter: Used by thousands of credit repair companies…for a very good reason. Because it works!
- The Reinvestigation Letter: To put extra pressure on the credit bureaus.
- The Method of Verification Letter: to use when an item you know to be inaccurate comes back as verified.
- The Warning Letter: To show the credit bureaus you know your rights and you mean business.
- The Validation Demand Letter: To use whenever you’re facing aggressive debt collectors.
And if you want access to our massive 140 letter library and letter finder feature, simply log into your Credit Repair Cloud account or sign up for a 30 day free trial at creditrepaircloud.com/freetrial.
And one more thing! If you want to get certified in disputing and launch your very own credit repair business in just a couple weeks, I invite you to join our Credit Hero Challenge!
It’s an amazing program that has helped tons of Credit Heroes get their first clients, get certified in disputing, and gain confidence in knowing they are launching their credit repair business on a solid foundation that allows them to grow and scale FAST!
We’re starting the next challenge in just a few days, so SIGN UP NOW at CreditHeroChallenge.com!
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